Sunilsmriti-3, Runiwang, Rolpa

+977-984490538

Money Transfer

Remittance Services

Send and receive money safely and quickly through our trusted remittance partners.

NPR 3B+

Annual Remittance Volume

300+

Exchange Partners

100+

Countries Covered

0 Fee

Receiving Charge

Why Choose Chetana

The Fastest & Safest Way to Receive

Trusted by 42,000+ members across Nepal to receive remittances from their loved ones abroad.

Instant Credit

Money credited to your Chetana account within minutes of sender confirmation — no waiting, no queues.

100% Secure

End-to-end encrypted transfers monitored in real-time. Every remittance is fully insured and traceable.

Instant Notifications

Receive instant SMS and HamroConnect push notifications the moment your remittance arrives in your account.

100+ Country Network

Receive from over 100 countries worldwide through our extensive partner network of 300+ exchange companies.

How It Works

Money in Your Account in 4 Simple Steps

From your family abroad to your pocket — the journey is seamless and traceable.

01

Sender Initiates

Your family member or friend visits an exchange company abroad or uses a mobile remittance app to send money to Nepal.

02

Transfer Through Partner

The sending exchange company routes the transfer through Chetana's remittance partner network securely.

03

You Get Notified

You receive an instant SMS and HamroConnect push notification as soon as the transfer is confirmed.

04

Cash In Your Account

Money is credited to your Chetana savings account instantly — withdraw anytime or use via HamroConnect.

Active Corridors

Receive from 100+ Countries

Major corridors for Nepali migrant workers — fast, reliable, and zero receiving fee across all routes.

🇸🇦

Saudi Arabia

Popular
🇶🇦

Qatar

Popular
🇦🇪

UAE

Popular
🇲🇾

Malaysia

🇰🇷

South Korea

🇯🇵

Japan

🇺🇸

USA

🇬🇧

UK

🇦🇺

Australia

🇨🇦

Canada

🇩🇪

Germany

🇮🇹

Italy

300+ Partner Exchange Companies Including:

🏦

Western Union

Worldwide

💳

MoneyGram

Worldwide

🌐

Prabhu Money

Global

IME Global

GCC & Asia

🔄

Himal Remit

Europe & UK

💰

City Express

Nepal & Gulf

🏧

Samsara Remit

Asia & Gulf

📲

Nabil Remit

GCC & Asia

Exchange Rate Calculator

Live indicative rates · Updated daily

SAR 1,000
SAR 100SAR 50,000

You Send

SAR 1,000

Receiver Gets

NPR 22,470

Exchange Rate

1 SAR = NPR 22.47

Receiving Fee

NPR 0 (Free)

✓ Full amount credited · Zero deduction on Chetana's end

* Rates are indicative. Final rate determined by sending exchange company.

Receiving Options

Choose How You Receive

Flexible options to match every member's situation — from urban account holders to rural communities.

Most Convenient

Direct Account Credit

Receive directly into your Chetana Savings Account. Access via HamroConnect app or branch anytime.

Selected
No Account Needed

Cash at Branch

Walk into any Chetana branch with your ID and collect your remittance in cash instantly.

Digital

Mobile Wallet

Receive to your eSewa or Khalti wallet linked with your Chetana membership profile.

Rural Access

Doorstep Delivery

For remote areas, Chetana arranges doorstep cash delivery through our field officer network.

Member Benefits

More Than Just Receiving Money

At Chetana, remittance is just the beginning. We help families grow, save, and invest the money they receive.

Zero Receiving Fee

Chetana charges absolutely zero fee to receive remittance. Full amount sent reaches your account.

Best Exchange Rate

Our partner network ensures competitive exchange rates — you get more NPR for every dollar or riyal sent.

Fully Compliant

All transactions comply with Nepal Rastra Bank (NRB) regulations for safe, legal, and traceable transfers.

Family Assistance

Dedicated remittance desk at all branches to assist family members collecting or enquiring about transfers.

Pro Tips

Remittance Safety Guide

Always share your Chetana Account Number (not just your name) with the sender to ensure instant account credit.

📱

Keep your registered mobile number active to receive instant SMS notifications when money arrives.

🪪

If collecting cash at branch, bring original citizenship or passport — photocopies are not accepted for remittance.

🔒

Never share your remittance PIN or reference number with anyone except the intended receiver.

FAQ

Remittance Questions Answered

Everything your family needs to know about sending money to Chetana.

How long does it take for remittance to reach my account?

+

Is there any fee to receive remittance at Chetana?

+

Can I receive remittance without a Chetana account?

+

What exchange companies can send money to Chetana?

+

How will I know when money has arrived?

+

Can the sender track the transfer?

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Receive From Anywhere

Share Your Account Details
with Your Family Abroad — Today

Open a Chetana account and give your loved ones abroad the easiest, fastest, and fee-free way to send money home to Nepal.

Share with sender abroad

Bank: Chetana Cooperative Ltd.

A/C: Your Member Account Number

Location: Nepal · SWIFT/Routing via partner